| Rate | Term | |
| 5-Year Fixed | 4.39% | |
| 5-Year VRM | 3.80% Prime plus 0.80% | 
Quote of the Week
It’s not that I’m so smart, it’s just that I stay with problems longer.
Albert Einstein
Have a great week!

Paul Croteau
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com