Our Blog
When buying a home, with our leading edge buyer prospecting program, you will never lose the opportunity to purchase that perfect home.
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.875% Quote of the Week "Success is simple. Do what's right, the right way, at the right time." Arnold H. Glasgow Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905)...
Selling a Home? Expect It To Be Sold!
"When it is time to sell, I have the tools and marketing techniques to help you sell your home quickly, easily and for the best price. I'll apply my expertise by providing you with a complimentary computerized market analysis to determine your home's value in today's...
Smoke Alarms are Mandatory – It’s the Law!
The following information about smoke alarms comes from Paul, The Fire Guy. Thanks Paul! The Independent Fire Code Specialist - Protecting Your Interests The 1997 edition of the Ontario Fire Code contains changes making Smoke Alarms mandatory in every dwelling unit....
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.875% Quote of the Week "People talk of killing time, while time quietly kills them." Dion Boucicault Focus - A Weekly Financial Digest (focus080320.pdf) Have a great week! Paul Croteau Mortgage Specialist BMO Bank of...
Interest rate cuts appear likely in April
This article was posted in St. Catharines Standard. It appears the Bank of Canada has a green light to lower its key interest rates aggressively next month if it wants to stimulate the economy, following another flat inflation report and the dramatic cut announced...
Videos on Buying and Selling a Home
Click above to view videos on buying and selling.
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.00 / 4.875% Quote of the Week "A promise made should be a promise kept." Steve Forbes Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
A Very Special Little Girl
This event is dedicated to a very special 7 year old girl, Anastasia Krowchuk. She was recently diagnosed with Transverse Myelitis which is a neurological condition resulting from inflammation of the spinal cord. How much she will recover is unknown. Anastasia...
Market Conditions
Pay attention to market conditions – they will have a definite impact on your position as a buyer. The table below lists the influences that different conditions may have on you. Impact and expenses may vary, depending on your area. Market conditions Characteristics...
Types of Home Ownership
What type of home ownership is right for me? There are three broad categories of home ownership: 1. Freehold The owner owns the house and the grounds. Freehold homes offer the most privacy and freedom of choice of any type of home. Homeowners are free to decorate and...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.00 / 4.875% Quote of the Week "Fortune befriends the bold." Emily Dickinson Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
When we change our clocks
Beginning in 2007, most of the United States begins Daylight Saving Time at 2:00 a.m. on the second Sunday in March and reverts to standard time on the first Sunday in November. In the U.S., each time zone switches at a different time. In the European Union, Summer...
What’s the best way to prepare for a move?
Tips for Preparing Your Home for Sale
Detach your emotions Remember, you are about to sell this house and the goal is to create a space in which as many people as possible will be able to envision as their potential home. To properly prepare your home for sale you will have to pack away many of your...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.50 / 5.375% Quote of the Week "Failure is success if we learn from it." Malcolm Forbes Focus - A Weekly Financial Digest (focus080229.pdf) Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905)...