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When buying a home, with our leading edge buyer prospecting program, you will never lose the opportunity to purchase that perfect home.
Property Assessment Freeze Lifted
The end of the three-year assessment freeze could mean homeowners in some parts of the province may face double-digit hikes in property taxes. The provincial assessment freeze ended on January 1st. However, the Ontario government says it plans to spread out any...
Weak Home Starts in the St. Catharines-Niagara CMA
Good Afternoon! New home starts are down 4% over last year in the Niagara Region and that was expected. Residential market is very active right now and will continue to be hot for the next 6-8 weeks before school is out and the summer begins....
Current Mortgage Rates
Rate Term 5-Year Fixed 5.49% 6-Year VRM 3% / 4.875% Quote of the Week "It's not that I'm so smart, it's just that I stay with problems longer." Albert Einstein Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905)...
We’re Champions!!
It’s as simple as that! In case you don’t know bloggers, I play in a hockey league on Friday nights here in St. Catharines at the 4 pad, short for The Seymour-Hannah Sports and Entertainment Center. We were a team that finished 7th in the standings. Then the playoffs...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.874% Quote of the Week "The buck stops here!" Harry S. Truman Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.875% Quote of the Week "Success is simple. Do what's right, the right way, at the right time." Arnold H. Glasgow Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905)...
Selling a Home? Expect It To Be Sold!
"When it is time to sell, I have the tools and marketing techniques to help you sell your home quickly, easily and for the best price. I'll apply my expertise by providing you with a complimentary computerized market analysis to determine your home's value in today's...
Smoke Alarms are Mandatory – It’s the Law!
The following information about smoke alarms comes from Paul, The Fire Guy. Thanks Paul! The Independent Fire Code Specialist - Protecting Your Interests The 1997 edition of the Ontario Fire Code contains changes making Smoke Alarms mandatory in every dwelling unit....
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.875% Quote of the Week "People talk of killing time, while time quietly kills them." Dion Boucicault Focus - A Weekly Financial Digest (focus080320.pdf) Have a great week! Paul Croteau Mortgage Specialist BMO Bank of...
Interest rate cuts appear likely in April
This article was posted in St. Catharines Standard. It appears the Bank of Canada has a green light to lower its key interest rates aggressively next month if it wants to stimulate the economy, following another flat inflation report and the dramatic cut announced...
Videos on Buying and Selling a Home
Click above to view videos on buying and selling.
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.00 / 4.875% Quote of the Week "A promise made should be a promise kept." Steve Forbes Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
A Very Special Little Girl
This event is dedicated to a very special 7 year old girl, Anastasia Krowchuk. She was recently diagnosed with Transverse Myelitis which is a neurological condition resulting from inflammation of the spinal cord. How much she will recover is unknown. Anastasia...
Market Conditions
Pay attention to market conditions – they will have a definite impact on your position as a buyer. The table below lists the influences that different conditions may have on you. Impact and expenses may vary, depending on your area. Market conditions Characteristics...
Types of Home Ownership
What type of home ownership is right for me? There are three broad categories of home ownership: 1. Freehold The owner owns the house and the grounds. Freehold homes offer the most privacy and freedom of choice of any type of home. Homeowners are free to decorate and...