Timothy

Current Mortgage Rates

Rate Term 5-Year Fixed 5.99% 3-Year VRM 5.50%, Prime minus 0.50% Quote of the Week "Christmas is not as much about opening our presents as opening our hearts." Janice Maeditere Please take note that I will be away from the office December 25th and returning January...

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Fire Guy December Newsletter-Dec 5th-07

Fire Guy December Newsletter-Dec 5th-07

Hey Bloggers - Fire guy Newsletter cautioning us regarding the safety and care of your Christmas Trees. PLEASE WATCH THIS VIDEO ~ It’s unbelievable and how quickly things can go wrong in less than 5 seconds!! T. A Christmas tree is one of the special joys of...

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Current Mortgage Rates

Rate Term 5-Year Fixed 5.99% 3-Year VRM 5.50%, Prime minus 0.50% Bank of Canada The Bank of Canada lowered its overnight lending rate last week, which in turn allowed the major banks to lower their prime lending rate. The Central Bank cited lower than expected...

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17th Annual Civic Christmas Carol Concert

Hello Bloggers! The 17th Annual Civic Christmas Carol Concert Hosted by the St. Thomas Anglican Church will be held Tuesday December 11th, 2007 at Noon. Please see the Link below. 17th Annual Civic Christmas Carol Concert - St. Thomas Anglican Church T. Timothy...

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Christmas In Market Square

Bloggers - Another popular event in December in St. Catharines is the CHRISTMAS IN MARKET SQUARE. It’s running on Saturday’s right at the Market, more information provided below. T. Timothy Salisbury Broker The Salisbury Team Royal LePage Niagara Real Estate Centre...

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2008 Resale Home Market To Remain Strong

Hey Bloggers - CMHC (Canada Mortgage and Housing Corporation) just sent me their fall press release for the St.Catharines area. In summary, the resale home market will remain strong for 2008 but new construction will decline. FOR IMMEDIATE RELEASE Resale home market...

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Staging Works!

Bloggers - Staging has become a major advantage for me in marketing and selling my homes and especially for my clients. Here is a recent update from Staging Spaces and their personal stats. T. As you know I have a business of staging homes. Although staging has been...

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3rd Annual Christmas Caravan for Community Care

Bloggers, A friend of mine who owns The Mouradian Group is doing the 3rd annual CHRISTMAS CARAVAN FOR COMMUNITY CARE from November 27th to the 29th, 2007. Any and all donations can be dropped off at 43 Church Street, Suite 400 or call them at 905-682-7380. PLEASE HELP...

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Current Mortgage Rates

Rate Term 5-Year Fixed 5.94% 3-Year VRM 5.75%, Prime minus 0.50% fully open term Quote of the Week "A successful person is one who can lay a firm foundation with the bricks others have thrown at him." David Brinkley Paul Croteau Mortgage Specialist BMO Bank of...

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Ontario Workers to get another day off!

A day after the provincial election was held in October, the Ontario government confirmed that it would create a new statutory holiday called Family day. The new holiday will be celebrated the third Monday in February, starting February 18th, 2008. Adding Family Day...

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Moving Sale…

Hello everyone, I have a client who is closing her home Friday, November 23, 2007 and has some furniture, etc. for sale. Please contact Stephanie should you have any interest (see below)? Thanks T. Timothy Salisbury Broker The Salisbury Team Royal LePage Niagara Real...

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Current Mortgage Rates

Rate Term 5-Year Fixed 5.99% 3-Year VRM 5.75%, Prime minus 0.50% fully opened Quote of the Week "Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment." Buddha Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905)...

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Choosing a Realtor

Here is a 2nd article given to us by Stacey Haluka of Staging Spaces. This article talks about when thinking about hiring a realtor to sell your home, what to look for and questions to ask. Timothy Choosing a Realtor Having made the difficult decision to sell your...

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Sisters seek help for sweet baby Riley

Sisters seek help for sweet baby Riley

Here is an article about clients of mine (Tom & Stacey Marazzo) with their son Riley and his daily battle with Autism. This article was recently published in the St. Catharines Standard. Timothy Stacey Marazzo and her sister Niki Moore are hoping to raise funds to...

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Current Mortgage Rates

Rate Term 5-Year Fixed 5.99% 3-Year VRM 5.75%, Prime minus 0.50% Quote of the Week "Opportunities are usually disguised as hard work, so most people don't recognize them." Ann Landers Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230...

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Leadership Requires More Than a Title

This article was recently in the St. Catharines Standard talking about leaders in our Community. Timothy Leadership requires more than a title – Donald Quinn Dillon True leadership comes from business and the community, not politics. Elections are an exercise in...

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Change Your Clock – Change Your Battery

Saturday, November 3rd, 2007 is coming this weekend. This is the date we change our clocks back to Standard Time. Spring forward - Fall back. Check out this link: Time Zones & Daylight Savings. This is also the best time to replace the batteries in your smoke...

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