UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Priced at $180,000 Down payment only $9,000.00 First Time Buyers or Investors!! Close to Brock University and Pen...
Current Mortgate Rates
Rate Term 5-Year Fixed 5.49% 6-Year VRM 2.50% / 4.375% Quote of the Week "Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all." Dale Carnegie Have a great week! Paul Croteau Mortgage...
Mother’s Day
Hey Bloggers, Happy Mother’s Day!! Bring your mom to the Market Square in Downtown St. Catharines and receive a special gift!! Do Something Different This Mother’s Day... Mother’s Day In the Market Square Free Flower to Every Mother,...
Bank Mortgage Insurance
Hey Bloggers, Like always, be very careful what you’re signing and ask the professionals about extra costs etc. Does anyone have a story about any family members who has had any issues with Mortgage Insurance, etc.? T. Timothy Salisbury Broker The Salisbury Team Royal...
Canadians are saving “next to nothing”
Hey Bloggers, Even though the economy in Canada has been good, this article mentions that we are spending way too much. Enjoy. T. Timothy Salisbury Broker The Salisbury Team Royal LePage Niagara Real Estate Centre Inc., Brokerage Toll Free - 1-800-467-8498 Office -...
New energy initiatives for homeowners
Grants are available for homeowners going green. Both the provincial and federal governments have programs designed to encourage energy reduction. By staying up-to-date on the latest programs, you can offer clients valuable information that could save them money....
Housing Boom Has Lasted Almost 10 Years
Hey Bloggers, The real estate market has been active for close to 10 years and prices have increased yearly since 1999 but will it stay that way? Enjoy this article. T. Timothy Salisbury Broker The Salisbury Team Royal LePage Niagara Real Estate Centre Inc., Brokerage...
Current Mortgate Rates
Rate Term 5-Year Fixed 5.49% 6-Year VRM 3% / 4.875% Quote of the Week "Nothing will work unless you do." Maya Angelou Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
Property Assessment Freeze Lifted
The end of the three-year assessment freeze could mean homeowners in some parts of the province may face double-digit hikes in property taxes. The provincial assessment freeze ended on January 1st. However, the Ontario government says it plans to spread out any...
Weak Home Starts in the St. Catharines-Niagara CMA
Good Afternoon! New home starts are down 4% over last year in the Niagara Region and that was expected. Residential market is very active right now and will continue to be hot for the next 6-8 weeks before school is out and the summer begins....
Current Mortgage Rates
Rate Term 5-Year Fixed 5.49% 6-Year VRM 3% / 4.875% Quote of the Week "It's not that I'm so smart, it's just that I stay with problems longer." Albert Einstein Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905)...
We’re Champions!!
It’s as simple as that! In case you don’t know bloggers, I play in a hockey league on Friday nights here in St. Catharines at the 4 pad, short for The Seymour-Hannah Sports and Entertainment Center. We were a team that finished 7th in the standings. Then the playoffs...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.874% Quote of the Week "The buck stops here!" Harry S. Truman Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.875% Quote of the Week "Success is simple. Do what's right, the right way, at the right time." Arnold H. Glasgow Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905)...
Selling a Home? Expect It To Be Sold!
"When it is time to sell, I have the tools and marketing techniques to help you sell your home quickly, easily and for the best price. I'll apply my expertise by providing you with a complimentary computerized market analysis to determine your home's value in today's...
Smoke Alarms are Mandatory – It’s the Law!
The following information about smoke alarms comes from Paul, The Fire Guy. Thanks Paul! The Independent Fire Code Specialist - Protecting Your Interests The 1997 edition of the Ontario Fire Code contains changes making Smoke Alarms mandatory in every dwelling unit....
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 6-Year VRM 3% / 4.875% Quote of the Week "People talk of killing time, while time quietly kills them." Dion Boucicault Focus - A Weekly Financial Digest (focus080320.pdf) Have a great week! Paul Croteau Mortgage Specialist BMO Bank of...
Interest rate cuts appear likely in April
This article was posted in St. Catharines Standard. It appears the Bank of Canada has a green light to lower its key interest rates aggressively next month if it wants to stimulate the economy, following another flat inflation report and the dramatic cut announced...
Videos on Buying and Selling a Home
Click above to view videos on buying and selling.
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.00 / 4.875% Quote of the Week "A promise made should be a promise kept." Steve Forbes Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
A Very Special Little Girl
This event is dedicated to a very special 7 year old girl, Anastasia Krowchuk. She was recently diagnosed with Transverse Myelitis which is a neurological condition resulting from inflammation of the spinal cord. How much she will recover is unknown. Anastasia...
Market Conditions
Pay attention to market conditions – they will have a definite impact on your position as a buyer. The table below lists the influences that different conditions may have on you. Impact and expenses may vary, depending on your area. Market conditions Characteristics...
Types of Home Ownership
What type of home ownership is right for me? There are three broad categories of home ownership: 1. Freehold The owner owns the house and the grounds. Freehold homes offer the most privacy and freedom of choice of any type of home. Homeowners are free to decorate and...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.00 / 4.875% Quote of the Week "Fortune befriends the bold." Emily Dickinson Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
When we change our clocks
Beginning in 2007, most of the United States begins Daylight Saving Time at 2:00 a.m. on the second Sunday in March and reverts to standard time on the first Sunday in November. In the U.S., each time zone switches at a different time. In the European Union, Summer...
What’s the best way to prepare for a move?
Tips for Preparing Your Home for Sale
Detach your emotions Remember, you are about to sell this house and the goal is to create a space in which as many people as possible will be able to envision as their potential home. To properly prepare your home for sale you will have to pack away many of your...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.50 / 5.375% Quote of the Week "Failure is success if we learn from it." Malcolm Forbes Focus - A Weekly Financial Digest (focus080229.pdf) Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905)...
From OREA Realtor Edge January 2008
Hey Bloggers This email says it all but good news for First Time Buyers and the Land Transfer Tax Refund Program recently expanded to include resale homes. T. Timothy Salisbury Broker Royal LePage Niagara Real Estate Centre Inc., Brokerage www.timothysalisbury.com...
Unseasonably High Price Appreciation and Record-Breaking Activity Cap Canada’s Real Estate Market in 2007
Supported by booming energy sectors, Saskatchewan, Manitoba and New Brunswick experience highest house price gains in Q4 2007 TORONTO, January 8, 2008 – Canada’s real estate market posted significant gains in the fourth quarter of 2007 and showed little sign of the...