Rate Term 6-Year Fixed 3.89% 5-Year VRM 2.15% Prime minus 0.10% Quote of the Week If you're not confused, you're not paying attention. Tom Peters Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St. Catharines, ON ph: (905)...
Extremely Accommodating and Very Professional Says Michael Callihoo
We sold our home and bought another one this year with The Salisbury Team. They were extremely accommodating and very professional at all times. The team concept was amazing and the entire team was there for us whatever our real estate needs were. Michael Callihoo...
Welcome to 3 Oxford Street in St. Catharines Ontario Canada
UPDATE: This St. Catharines home has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. UPDATED is the word that describes this lovely southend 3 + 1 bedroom brick and stone bungalow....
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 3.89% 5-Year VRM 2.25% Quote of the Week The real measure of your wealth is how much you'd be worth if you lost all your money. Author Unknown Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St....
Efficiency and Promptness Says Joe Richardson & Julie Cairnie About Timothy Salisbury
Tim’s efficiency in returning all phone calls prior to listing and dealing with my mother who actually lived in the home was impressive. Tim was always promptly on top of any offers etc. that came in regarding our home. Also the extra services The Salisbury Team...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 3.89% 5-Year VRM 2.25% Quote of the Week Action is the foundational key to all success. Pablo Picasso Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St. Catharines, ON ph: (905) 321-3230 fx: (905)...
“Professional” is How Norm & Leslie MacLeod Describe Timothy Salisbury
We felt Timothy was very professional, easy to deal with and we would recommend him to anyone wanting to sell their house. The way the e-mails were handled and giving us information as soon as you got it, being honest and not telling us what we wanted to hear was...
October Housing Starts Flat in St. Catharines-Niagara
Hey Bloggers, October’s new housing report from Canada Mortgage and Housing Corporation. 2009_11_09_0815_eoc.pdf Enjoy! Timothy Salisbury Broker The Salisbury Team Royal LePage Niagara Real Estate Centre Inc., Brokerage Toll Free - 1-800-467-8498 Office - 905-937-6000...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 4.09% 5-Year VRM 2.25% Quote of the Week Be ready when opportunity comes...Luck is the time when preparation and opportunity meet. Roy D Chaplin Jr. Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St....
A “Seasoned Professional” is How Don & Cheryl Dillon Describe Timothy Salisbury
Timothy is a seasoned professional, organized in method and approach, and was able to sell our house within only 3 weeks. Timothy updated me every several days as to the relevant offers, or potential strategies we could use to improve our position in the home-selling...
Harmonized Sales Tax
Hey Bloggers – The topic today is Harmonized Sales Tax. In summary, the Province of Ontario plans a major tax reform that will combine both the provincial and federal sales tax on products and services. The current combined tax of 5% GST and 8% Ontario sales tax won't...
60 Seconds to Remember
They ask for 60 seconds once a year and that is all, When we will recognize them, those who stood so brave and tall. They spent their 60 seconds, all in fear and all in pain, those horrific 60 seconds spent for freedom we would gain. 60 seconds took so long as he...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 4.05% 5-Year VRM 2.25% Prime! Quote of the Week Whether you think you can or whether you think you can't, you're right. Henry Ford Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St. Catharines, ON...
Timothy Salisbury Really Knows Real Estate Says John & Kelly Fraser
Timothy, Many thanks for your expertise in selling our home. Your professionalism and understanding of the real estate market made this a quick and enjoyable process. P.S. Timothy Salisbury may not be able to hit the corners of a hockey net but he sure can pick the...
Welcome to 150 Pine Street South in Thorold, Ontario Canada
UPDATE: This St. Catharines home has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. This St. Catharines home is priced at $114,900.00! This two bedroom bungalow is a great starter home or a...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 4.19% 5-Year VRM 2.25% Prime Quote of the Week Ability will never catch up with the demand for it. Confucius Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St. Catharines, ON ph: (905) 321-3230 fx:...
Testimonial from Sellers John & Deanna Koster, clients of St. Catharines Realtor, Timothy Salisbury
As always, Timothy has proven his worth. His professionalism, courtesy and personality was wonderful to work with. Thanks again Timothy!!! John & Deanna Koster For other testimonials, please click here
Clocks Fall Back!!
Sunday November 1st, is coming this weekend. This is the date we change our clocks back to Standard Time. Spring forward -Fall back. This is also the best time to replace the batteries in your smoke alarms and carbon monoxide detectors. If your smoke alarm is over 10...
Hallowe’en History and Origin
Halloween is the one of the oldest holidays still celebrated today. It's one of the most popular holidays, second only to Christmas. While millions of people celebrate Halloween without knowing its origins and myths, the history and facts of Halloween make the...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 4.19% 5-Year VRM 2.25% At the prime lending rate! Quote of the Week Action is the foundational key to all success. Pablo Picasso Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St. Catharines, ON ph:...
Testimonial from Wayne & Marie Windjack-clients of Timothy Salisbury in the St. Catharines Real Estate Market
Being from out of town, we appreciated Timothy’s detailed computerized market analysis of our investment property. He provided us valuable useful information for the purpose of selling our home. Wayne & Marie Windjack
CMHC – St Catharines-Niagara Press Release October 2009
Hey Bloggers, The C.M.H.C. Press Release for the month of September just came out...seems new housing starts in the Niagara Region are down over September of 2008 by 32% and St. Catharines is down 38%. Not great news but remember that the interest rates are still very...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 4.24% 5-Year VRM 2.25% At the prime lending rate! Quote of the Week A miser grows rich by seeming poor. An extravagant man grows poor by seeming rich. William Shakespeare Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of...
We did not feel as if we were “just another seller”
Timothy, you understood and listened to our specific needs and our situation. We did not feel as if we were “just another seller”. You set out a plan, followed it and before we knew it our house was sold. Terrific that the house sold so quick and it didn’t drag on....
Charlie & Cindy Falconer Thought They Would Be Stressed Selling Their Home…Until They Met With Timothy Salisbury
Being transferred out of town, we thought we would be very stressed. After our meeting with Timothy, we were immediately relaxed and knew he would sell our home and it did, in only days!! Charlie & Cindy Falconer
Happy Thanksgiving Canada!
In Canada, Thanksgiving is celebrated on the second Monday in October. The origin and history of Thanksgiving Day in Canada is different from the American Thanksgiving. Whereas the American tradition talks about remembering Pilgrims and settling in the New World,...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 6-Year Fixed 3.89% 5-Year VRM 2.25% Variable rate at prime! Quote of the Week Action is the foundational key to all success. Pablo Picasso Have a great week! Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal 31 King Street St. Catharines, ON ph:...
“I was nervous selling my home” says Sheila Dodd
Being a senior, I was a little nervous selling my home. Timothy gave a professional presentation. He was patient, very efficient and well mannered. Sheila Dodd
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 5-Year VRM 2.25% at Prime! 6-Year VRM 3.89 As you might have heard already, BMO Bank of Montreal is offering two great mortgage specials. The first is a 5 year variable rate at prime. This curently puts the rate at 2.25%! The second is our "6 for 5" fixed...
Welcome to 36 Autumn Place in St. Catharines Ontario Canada
UPDATE: This St. Catharines home has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. This home is priced at $164,900.00! Come see this roomy 3 bedroom bilevel semi-detached home. The large...