Rate Term 5-Year Fixed 5.99% 3-Year VRM 5.75%, Prime minus 0.50% fully opened Quote of the Week "Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment." Buddha Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905)...
Choosing a Realtor
Here is a 2nd article given to us by Stacey Haluka of Staging Spaces. This article talks about when thinking about hiring a realtor to sell your home, what to look for and questions to ask. Timothy Choosing a Realtor Having made the difficult decision to sell your...
Location! Location! Location!…That’s What You’ll Get at 10 Ramlee Road
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Enjoy the comforts of this beautiful home that sits on a quiet, tree-lined street backing onto the ravines in Walkers...
Sisters seek help for sweet baby Riley
Here is an article about clients of mine (Tom & Stacey Marazzo) with their son Riley and his daily battle with Autism. This article was recently published in the St. Catharines Standard. Timothy Stacey Marazzo and her sister Niki Moore are hoping to raise funds to...
Enjoy This Downtown Cutie Located at 6 Hetherington Street…
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Enjoy the comforts of being in walking distance to schools, shopping and buses when you purchase this beautiful home....
Current Mortgage Rates
Rate Term 5-Year Fixed 5.99% 3-Year VRM 5.75%, Prime minus 0.50% Quote of the Week "Opportunities are usually disguised as hard work, so most people don't recognize them." Ann Landers Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230...
Well Cared For Bi-Level Available at 40 Ventura Drive…
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Enjoy the comforts of this new home which includes a gorgeous year-round fish pond, peace garden and beautiful...
Leadership Requires More Than a Title
This article was recently in the St. Catharines Standard talking about leaders in our Community. Timothy Leadership requires more than a title – Donald Quinn Dillon True leadership comes from business and the community, not politics. Elections are an exercise in...
Change Your Clock – Change Your Battery
Saturday, November 3rd, 2007 is coming this weekend. This is the date we change our clocks back to Standard Time. Spring forward - Fall back. Check out this link: Time Zones & Daylight Savings. This is also the best time to replace the batteries in your smoke...
Roehampton Condo Listing Recently Reduced
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Beautiful updated 2 bedroom condo in one of the only complexes with fireplaces! Price reduced to $129,900 Down...
Home Staging Will Get You Top Dollar
Recently I have been using a staging company to prepare my homes before the house hits the real estate market. I have been getting great results. The company I use is "Staging Spaces" here in the Niagara Region and the owner has agreed to write articles on a regular...
Happy Halloween…
Current Mortgage Rates
Rate Term 5-Year Fixed 5.99% 3-Year VRM 5.75%, Prime minus 0.50% Quote of the Week "The superior man understands what is right; the inferior man understands what will sell." Confucious Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230...
New Listing at 36 Oarsman
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Enjoy vaulted ceilings, a fireplace, and a breakfast nook. This is the first time this home has been listed. Priced...
Flu Shots Available In Niagara
Public health officials expect about 12,000 people across Niagara to roll up their sleeves over the next month at free flu shot clinics. Take a look at St. Catharines Standard about this story: Local News
This North End Bungalow at 37 Garnet Street Just Hit The Market ~ Call Timothy Today!!
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Transformed from frog to prince, this home has had its share of change. In the past few months, this home has had a...
Current Mortgage Rates
Rate Term 5-Year Fixed 6.05% 3-Year VRM 5.75%, Prime minus 0.50%, fully open term Bank of Canada Update As expected, the Bank of Canada did not change its overnight lending rate, which means there will not be a change in BMO's prime lending rate. With the recent...
Down Payment Options for Home Buyers
Do you have any friends or family members who would like to buy their first home but just can't seem to save for the down payment? This could be an option for them (see below). Another option is 100% financing!! As always, should you have any questions, don't hesitate...
Current Mortgage Rates
Rate Term 5-Year Fixed 6.04% 3-Year VRM 5.75%, Prime minus 0.50% Quote of the Week "Time is the scarcest resource and unless it is managed nothing else can be managed." Peter Drucker Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230...
Food Items Needed
Project S.H.A.R.E. is currently experiencing a shortage of some needed emergency food items for their food bank. Items include dry pasta, pasta sauce, peanut butter, canned meat, tuna and rice. If you would like to make a donation to Project S.H.A.R.E., please visit...
Architectural Style in St. Catharines
I saw this article in the St. Catharines Standard a few weeks ago and it was talking about some of the homes that were built by Nicholson and Macbeth. It reminded me of a house I had listed and sold back in 2005. It was located at 48 McDonald Drive here in St....
The 19th Annual Pumpkinville!!
Slated for Saturday, October 17, 2007 from 10:00 a.m. to 3:00 p.m. A free family event held at Happy Rolph's Bird Sanctuary. The day includes professional children's games, face painting, costume characters, pumpkin carving and scarecrow building contests. For more...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.79% 3-Year VRM 5.75%, Prime minus 0.50%, Fully Open Term! Quote of the Week "Patience is the companion of wisdom." Saint Augustine Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 Paul.Croteau@bmo.com
When Was The Last Time Your Realtor Made A Difference?
Happy Thanksgiving Canada
14 Village Green Drive Multi-Level Home Listing
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Enjoy the comforts of a multi-level home that has an open concept Great Room with skylights and hardwood flooring...
Southend Beauty in Tranquil Setting is What You’ll Find at 5 Pinehill Road
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. This home features the charm of yesterday with some modern conveniences. Purchase the home you've been looking for...
Terri McCallum and Karl Regier
Terri McCallum and Karl Regier are both active on the Real Estate Board. Terri chairs the Discipline Committee (oh oh...look out) but the best part of the volunteer work is certainly the Golf Committee. Karl and Terri co-chaired this year and, with the help and...
Spectacular Country Home Located Near Welland
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Country home on 10 acres of land and only 4km's from Welland. Enjoy the luxurious, open concept in your own country...
Current Mortgage Rates
Rate Term 5-Year Fixed 5.69% 3-Year VRM 5.40%, Prime minus 0.85% Quote of the Week "Life grants nothing to us mortals without hard work." Horace Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 Paul.Croteau@bmo.com














