Pay attention to market conditions – they will have a definite impact on your position as a buyer. The table below lists the influences that different conditions may have on you. Impact and expenses may vary, depending on your area. Market conditions Characteristics...
What type of home ownership is right for me? There are three broad categories of home ownership: 1. Freehold The owner owns the house and the grounds. Freehold homes offer the most privacy and freedom of choice of any type of home. Homeowners are free to decorate and...
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.00 / 4.875% Quote of the Week "Fortune befriends the bold." Emily Dickinson Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
Beginning in 2007, most of the United States begins Daylight Saving Time at 2:00 a.m. on the second Sunday in March and reverts to standard time on the first Sunday in November. In the U.S., each time zone switches at a different time. In the European Union, Summer...
Detach your emotions Remember, you are about to sell this house and the goal is to create a space in which as many people as possible will be able to envision as their potential home. To properly prepare your home for sale you will have to pack away many of your...
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.50 / 5.375% Quote of the Week "Failure is success if we learn from it." Malcolm Forbes Focus - A Weekly Financial Digest (focus080229.pdf) Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905)...
Hey Bloggers This email says it all but good news for First Time Buyers and the Land Transfer Tax Refund Program recently expanded to include resale homes. T. Timothy Salisbury Broker Royal LePage Niagara Real Estate Centre Inc., Brokerage www.timothysalisbury.com...
Supported by booming energy sectors, Saskatchewan, Manitoba and New Brunswick experience highest house price gains in Q4 2007 TORONTO, January 8, 2008 – Canada’s real estate market posted significant gains in the fourth quarter of 2007 and showed little sign of the...
NIAGARA HOMES SALES UP 4% IN 2007 By Don Fraser Standard Staff A robust housing resale market gave Niagara real estate sales a modest boost last year. Figures released this week by the Niagara Association of Realtors show in 2007 there were 7,069 homes sold through...
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.50 / 5.375% Quote of the Week "As a small businessperson, you have no greater leverage than the truth." John Greenleaf Whittier I hope you enjoy the latest version of "Focus" and have a great week! Paul Croteau Mortgage...
Rate Term 5-Year Fixed 5.79% 6-Year VRM 3.50 / 5.375% Quote of the Week"It's not hard to make decisions when you know what your values are." Roy E. Disney Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Priced at $99,900 Reduced to $93,900 Down payment only $4,695 Handy man needed!!! 2 storey home features 3 bedrooms...
The annual Royal Lepage Awards night was held at White Oaks this past Friday, February 8, 2008. In this picture, Rusty and Val Kruty are congratulating Timothy Salisbury on finishing 4th overall. Also receiving that night, The Diamond Award, which goes to the realtors...
Bloggers, There's an article in the St.Catharines Standard in January that gave us a capsule of events during 2007, some good news, some bad and some just plain sad. I thought is was a good reminder of the year that was. Thanks to Don Fraser of The St. Catharines...
UPDATE: This property has been sold! The Seller received 99.9% of the asking price! If you're interested in receiving the same great assistance, call Timothy Salisbury at 1-800-467-8498! Please use our online complimentary St. Catharines Ontario real estate search to...
Attention Bloggers, Great stuff from Paul, The Fire Guy, in his January Newsletter. As an investor with investment properties, we have forgotten that the bylaws regarding retro fitting was passed back in July of 1996. 2 or more units must comply with all by-laws....
Bloggers, This fundraiser Valentine's Dinner Dance is being held for friends and clients of mine, The Skinner Family, who have 4 children. They are working on getting a wheelchair accessible van for Adam and Sarah and that is what this fundraiser is for. The message...
UPDATE: This property has been sold! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Priced at $159,900 Downpayment only $ 7,995.00 Centrally Located Only Minutes to Brock University and...
Here is January’s Newsletter and yes I know it is February 1st! Anyone in Ontario receiving this e-mail, please drive safe. In the Niagara Region, it’s nasty outside with snow and freezing rain. Timothy Salisbury Broker The Salisbury Team Royal LePage Niagara Real...
Bloggers, IMPORTANT when crossing over into the United States: As of January 31, 2008. You will have to produce a driver's licence and additional proof of citizenship - such as a birth certificate or passport, when crossing. Here is an article from the St. Catharines...
UPDATE: This property has been SOLD! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. This St. Catharines home is priced at $214,900.00 ! Open concept living in this 2 storey, 2 year old spacious...
As you've seen in previous posts (11/7/07 and 1/18/08), I've been keeping up-to-date on Riley and have been letting all my blogger friends know what's going on. As posted by Matthew Van Dongen, in St. Catharines Standard, the fundraiser for Riley raised $16K!!! We...
Rate Term 5-Year Fixed 6.04% 6-Year VRM 3.50 / 5.375% FYI I have attached a news release from CREA regarding the current housing market. Encouraging news for people who know! CREA News Release Quote of the Week "Flaming enthusiasm, backed up by horse sense and...
UPDATE: Check out the update of this property here! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Priced at $99,900 Down payment only $4,995 Handy man needed!!! 2 storey home features 3 bedrooms and 1...
Interesting article I came across on the averages of real estate across Canada from December 2006 to December 2007. The West is still very hot and so is Toronto. St. Catharines, in that time frame, only increased 1.3% but remember this is the overall average, not just...
Rate Term 5-Year Fixed 6.04% 6-Year VRM 3.75 / 5.625%, Plus 0.50% cash back! Quote of the Week "The first duty of love is to listen." Paul Tillich Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...
Bloggers, We had a blog entry a few weeks back about Riley. Here is a follow-up story and a way we can also help! On Jan. 19, they're hosting a 7:30 p.m. fundraising party featuring the music of Flat Broke and John Boyd at the Armenian Community Centre on Martindale...
My full-time investment specialist, Karl Regier, and myself help many clients purchase properties while their child(ren) attend Colleges or Universities (in our area, Niagara College and Brock University). Their children have an affordable place to stay and, at the...
Rate Term 5-Year Fixed 6.09% 6-Year VRM 5.625%, Plus 0.50% cash back Quote of the Week "Always do what you are afraid to do." Ralph Waldo Emerson Paul Croteau Mortgage Specialist BMO Bank of Montreal ph: (905) 321-3230 fx: (905) 641-7854...