5 YEAR FIXED RATE SPECIAL UPDATE: BMO is still offering our 5 year fixed rate mortgage term at 4.79%. I have not been advised as to when this offer expires, but as usual it would be best for any customers considering a mortgage to complete an application to get this...
Community Care of St. Catharines and Thorold’s Annual “Stuff the Bus” Campaign
Community Care of St. Catharines and Thorold held their annual Stuff the Bus campaign on Friday, 12/12/08. It was held at the local radio station, 105.7 FM and 610 CKTB, located on the corner of Yates Street and St. Paul Street West. Timothy Salisbury stopped by to...
November Starts Eased in the St. Catharines-Niagara CMA
Hey Bloggers, November’s CMHC Press release: 2008_12_08_0815_eoc.pdf In summary, Niagara Region housing starts in single-detached homes year-to-date declined 10%. Merry Christmas and a Happy New Year!! T. Timothy Salisbury Broker The Salisbury Team Royal LePage...
Beautiful Bungalow with 100 Acres Located at 1197 Ridgemount Road!
UPDATE: This property has been SOLD! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. Priced at $699,900 Bungalow with 3 bedrooms, 4 piece bathroom Minutes to the QEW, Peace Bridge and Main Roads....
Fire victims facing holidays with no place to go
Here's a story that caught my eye in today's St. Catharines Standard, written by Monique Beech: Sixteen people left homeless by a fire at a downtown St. Catharines rooming house last week may face the holidays without a permanent place to live. Fire and smoke damage...
Welcome to 40 York Street in St. Catharines Ontario Canada
UPDATE: This property has been taken off the market! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. The price has been adjusted!!! This St. Catharines home, with lots of character, is now priced at...
Selecting a Home Stager
In one moment, the idea has entered your mind to sell your house. In the next, you realize how much needs to be done to accomplish this. How will you find the right Realtor®? When will the house be ready? How much is your house worth? What will you do to get your...
Current Mortgate Rates for St. Catharines/Niagara area
Mortgage rate reduction notice: BMO Bank of Montreal has reduced the 5 year fixed rate term interest rate from 5.25% to 4.99%. Quote of the Week Unless we make Christmas an occasion to share our blessings, all the snow in Alaska won't make it "white". Bing Crosby ...
St. Catharines Santa Claus Parade
Sunday, November 30th - 2:30 p.m. - 5:30 p.m. The Santa Claus Parade starts at 2:30pm. Parade route: William St. to St. Paul St. to James St. to Market Square. Come on over to the Market Square after the parade. Have a chance to visit with Santa and Mrs. Claus, enjoy...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 5-Year Fixed 5.25% Interest Rate Special! Regular posted rate 7.20% 3-Year VRM 5.00% Prime plus 1%. Fully open term! Quote of the Week Keep away from people who try to belittle your ambitions. Small people always do that, but the really great make you feel...
Welcome to 16-605 Welland Avenue in St. Catharine’s Ontario Canada
UPDATE: This property has been SOLD! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. The price has been adjusted!!! This beautiful home in St. Catharines is now priced at $239,900.00! This St....
Needs vs. Wants…When Buying a Home
What features do I want in a home? What features do I need in a home? Looking for a new home can seem overwhelming at first. There are so many things to think about, so many choices, and often not enough time. A small investment of time and effort right at the start...
Tree of Lights Celebration 2008
The tree of lights celebration is fun for the whole family! Join in the fun with musical entertainment, holidays crafts for the children, cookies, hot chocolate & treats for the family, pictures with Father Christmas. All proceeds from the 2008 Tree of Lights...
Current Mortgate Rates for St. Catharines/Niagara area
MORTGAGE INTEREST RATE SPECIAL 5 YEAR FIXED AT 5.25% For a limited time only BMO Bank of Montreal is offering a 5 year fixed term at 5.25%. This is almost a full 2% reduction from the regular posted rate. If you know of anyone who may benefit from this fantastic...
Canada Mortgage and Housing Corporation Statistics
Hey Bloggers, Here’s October’s Canada Mortgage and Housing Corporation’s latest stats: 2008_11_10_0815_eoc.pdf Housing starts of single detached homes year to date down 13 percent. As always, should you have any questions, contact me via e-mail at...
Should your client buy first or sell first?
If the client BUYS first: 1. He may have the satisfaction and security of knowing where he is moving to … but only perhaps! 2. The smart thing to do is to include a clause in the offer, stipulation that the purchase is “subject to the sale of the buyer’s house by a...
Remembrance Day – November 11, 2008
A Day of Remembrance – Tuesday November 11, 2008 How Do We Remember? On November 11, especially, but also throughout the year, we have the opportunity to remember the efforts of these special Canadians. In remembering, we pay homage to those who respond to their...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 5-Year Fixed 5.70% 3-Year VRM 5.00% Fully open term! Poem of the Week In Flanders fields the poppies blow Between the crosses, row on row That mark our place; and in the sky The larks, still bravely singing, fly Scarce heard amid the guns below. We are the...
Home Maintenance Tips for Fall
Protect Your Home — and Your Investment! Your house is more than the place where you live. It's your home, and your most important investment. Carrying out a regular program of maintenance and repairs can help you protect that investment for as long as you live in...
Property Values Going Up
Article in the St. Catharines Standard last week that I posted on my Blog as well regarding Property Values. Property Values going up means an increase in Property Taxes, see the link below for more information and the complete article. Property Taxes T. Timothy...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 5-Year Fixed 5.70% 3-Year VRM 5.25% Fully open term! Quote of the Week "Defeat is not the worst of failures. Not to have tried is the true failure." George Edward Woodberry Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal 31 King...
City of St. Catharines expect a 19 per cent increase in Property Values
PropertyTax assessment notices in mail next week Posted By MARLENE BERGSMASTANDARD STAFF Property values in St. Catharines are up about 19 per cent, but the tax pain you'll feel depends on whether your property goes up more than the average. Homeowners in Niagara will...
Clocks Fall Back!!
Sunday November 2nd, is coming this weekend. This is the date we change our clocks back to Standard Time. Spring forward -Fall back. This is also the best time to replace the batteries in your smoke alarms and carbon monoxide detectors. If your smoke alarm is over 10...
Have a Great Howling Halloween!!!
The History of Halloween The actual word Halloween comes from the Catholic Church’s term "All Hallows Eve." All Hallows Day or "All Saints Day" was a Catholic holiday set aside to honour saints on November 1st. Celtic Ireland in the 5th century BC believed that...
Welcome to 7 Old Mill Road in St. Catharines Ontario Canada
UPDATE: This property has been SOLD! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. The price has been adjusted!!! This St. Catharines home is now priced at $259,900.00! This St. Catharines home is...
Halloween Safety Tips
Courtesy the Los Angeles Fire Department BEFORE HALLOWEEN: - Plan costumes that are bright and reflective. Make sure that shoes fit well and that costumes are short enough to prevent tripping, entanglement or contact with flame. - Consider adding reflective tape...
Current Mortgate Rates for St. Catharines/Niagara area
Rate Term 5-Year Fixed 5.70% 3-Year VRM 5.25% Quote of the Week "Buy land. They ain't making any more of the stuff." Will Rogers (1879-1935) Have a great week! Paul Croteau Mortgage Specialist BMO Bank of Montreal 31 King Street St. Catharines, ON ph: (905) 321-3230...
7th Annual Canal Bank Shuffle Blues Festival
Make the trip to Thorold, Ontario Canada October 23, 24 and 25! The Canal Bank Shuffle announces a 3 days of Outstanding Blues featuring: Lil' Ed and the Blues Imperials The Downchild Blues Band Jack de Keyzer WSNB (We Sing Nasty Blues) Shakura S'Aida Fathead Jerome...
Welcome to 11 Portland Street in Thorold, Ontario Canada
UPDATE: This property is off the market! Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings. This Thorold home is priced at $274,900.00!Great character home with grand old style is just filled with modern...
The Winter Festival of Lights in Niagara Falls!
Visit the Winter Festival of Lights, Canada's foremost illumination festival in its most famous address - Niagara Falls - as we capture the magic of the holiday season from November 8, 2008 to January 5, 2009. The Winter Festival of Lights in Niagara Falls, Ontario...














